We make therapy accessible
JCR Therapy accepts most commercial health insurance, Medicare, military insurance, and Medicaid in New Jersey and Pennsylvania — because quality mental health care should be within reach.
Coverage across NJ & PA
Most Commercial Insurance
We accept most major commercial health insurance plans in both New Jersey and Pennsylvania. Contact us to verify your specific plan is accepted before scheduling.
Medicare
Medicare is accepted in both New Jersey and Pennsylvania, making care accessible for seniors and qualifying individuals across both states.
Military Insurance
We proudly accept military insurance in both New Jersey and Pennsylvania, honoring our commitment to serving active duty personnel, veterans, and their families.
Medicaid accepted in NJ & PA
We are proud to accept Medicaid to ensure that cost is never a barrier to receiving quality mental health care. Below are the currently accepted Medicaid plans by state.
New Jersey
Medicaid Plans Currently Accepted- Amerihealth
- Horizon NJ Health PPO & MC Network
- Carelon Behavioral / BCBS
- Aetna
Pennsylvania
Medicaid Plans Currently Accepted- Aetna
How to use your benefits
Verify Your Coverage
Call the member services number on the back of your insurance card and ask if JCR Therapy is an in-network provider. You can also contact us directly and we’ll help verify your benefits.
Schedule a Consultation
Once coverage is confirmed, schedule your free 15-minute phone consultation. We’ll answer any questions about costs, copays, or coverage before your first appointment.
Begin Your Care
Your insurance handles the billing directly. You simply focus on your healing — we take care of the paperwork and work with your insurer on your behalf.
Insurance FAQs
What if my insurance isn’t listed?
If you don’t see your insurance plan listed, please call us at 609-703-8270 or email jennifer@jcrtherapy.com. We are continually adding new insurance plans and may accept yours — or we can discuss other options to make care affordable for you.
Do you offer a sliding scale or self-pay option?
Please contact us directly to discuss self-pay rates and payment options. We are committed to making care as accessible as possible and are happy to talk through what works for your situation.
What is a copay and how does it work?
A copay is a fixed amount you pay at each session — the rest is covered by your insurance. Your specific copay amount depends on your plan. We recommend calling your insurance company to confirm your mental health benefits before your first appointment.
Is telehealth covered by insurance?
Most insurance plans — including Medicare and Medicaid — cover telehealth mental health services. Coverage expanded significantly in recent years. We recommend confirming telehealth coverage with your insurer, and we’re happy to assist with that process.
Do you accept insurance in both NJ and PA?
Yes — Jennifer Cella-Roe is licensed in both New Jersey and Pennsylvania and accepts insurance in both states. Other team members may have different coverage areas; contact us for details about your specific clinician.
We’re here to help you navigate
Not sure if your insurance is accepted? Call or email us — we’ll help verify your benefits and answer any questions before you commit to an appointment.
Contact Us Call 609-703-8270